“Financial Literacy Essentials: A Dollars and Sense Guide to Budgeting, Saving, Investing, and More for Teens and Young Adults” is the ultimate companion for anyone looking to build a solid financial foundation. Written in plain, straightforward language, this guide demystifies money management. Designed for teens and young adults-or anyone new to personal finance-it helps readers master smart financial habits, avoid common money mistakes, and gain financial independence.