Retirement isn’t just about money-it’s about creating a life you love. The best time to start planning is now! This book keeps it simple-no complex investing or tax tricks. Just a clear, practical guide to retiring with confidence. Who is it for? Beginners needing a plan Mid-career earners balancing life and savings Late starters catching up Retirees maximizing time and money Get a step-by-step roadmap and stress-free strategies. Start now-it’s never too early or late!